Simplified High Risk Payment Solutions
We're committed to your success, supporting your business by making every transaction smooth and effortless.
Julia
Fast & Reliable!
Fast Approvals
Seamless Process
Instant Quotes
Friendly Support Team
We specialize in offering merchant accounts for non-traditional and high-risk businesses that might be harder to place elsewhere.
No single framework or central authority governs risk factors in the payments industry. Instead, each payment processor, bank, and service provider sets its own standards. We're here to assist you in tackling your unique challenges to secure a high-risk merchant account.
- Minimum Rates – Determined to get you industry minimum rates
- Dedicated Account Manager
- Friendly Support Team
Retail Payments
Virtual Terminals
POS Solutions
E-Commerce Integrations
EMV & NFC Terminals
Wireless/Mobile Terminals
Unify is an incredibly beautiful and mobile-first project on the web.
Unify is not only for developers but also for designers, and includes a Figma file.
Whether you’re a startup or a global enterprise, learn how to integrate with Unify.
Use Unify thoroughly thought and automated libraries to manage your businesses.
Unify template can be easily customized with its cutting-edge components.
Every component and plugin is well documented with live examples.
How To Secure a High Risk Merchant Account?
High-risk merchant accounts aren't uniform agreements by design. Various factors prompt businesses to seek them, and your unique situation dictates the approach to securing high-risk credit card processing. PayMT Pro Merchant Services specialists will assist in navigating the criteria and choices, aiming primarily to offer approval options.
- 1. Request a Free No Obligation Quote
- 2. Speak to a Merchant Account Expert and submit required documents and application
- 3. Get Approved by a Processing Bank in Our Network
- 4. Gateway Setup and System Integrations
It's all about speed
We provide you with a test account that can be set up in seconds. Our main focus is getting responses to you as soon as we can.
Amazing people to work with. Very fast and professional partner.
Josh Grazioso
Director Payments & Risk | Airbnb
45k+
users - from new startups to public companies
23%
increase in traffic on webpages with Looms
9.3%
boost in reply rates across sales outreach
2x
faster than previous Unify versions
Low Risk
When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts. Non-profits: Charitable organizations that accept donations via credit card are often considered low risk.
Some examples of low risk Industries
- Retail: Physical stores that sell tangible goods, such as clothing or electronics, are typically considered low risk.
- Professional services: Industries like law firms, dental offices, and accounting practices are also generally considered low risk.
- B2B: Business-to-business transactions, where one company is selling products or services to another company, are often considered low risk.
Moderate Risk
In the world of credit card processing, risk refers to the likelihood that a transaction will be declined or result in a chargeback. Moderate risk businesses are those that fall somewhere in the middle – they're not as low risk as businesses that sell tangible goods, but they're not as high risk as businesses that sell digital products or services.
Examples of moderate risk businesses might include
- Subscription-based services, online ticket sales, or e-commerce stores that sell a mix of physical and digital products. These businesses may face a slightly higher risk of chargebacks or declined transactions, but with low chargeback rates and good business practices they can still successfully find good rate for credit card processing.
High Risk
Let us guess… You’re here because you are struggling with chargebacks, can’t get approved, have been labelled “high risk”, had your account cancelled, or just want to get a better processing rate.
We work with dozens of processors to make sure you get the BEST RATE POSSIBLE, but our true claim to fame is that we’re TRANSPARENT. We think BS is… well BS… so we shoot you straight and put the power back in your hands. It is YOUR business after all.
We know the pain of lost business. We know the frustration of chargebacks and fraud holds. We understand the frustration of losing hard-earned money to high fees, and we know what it’s like to have an account cancelled – losing a lifeline to your livelihood. If you’ve been cancelled, have excessive deposits, or simply need a better processing rate, you’ve come to the right place!
Less overhead, more collaboration
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